The Payday Loan Resource
Privacy Statement
Last Updated: March 13, 2007
The following policy explains how we gather and use personal information in detail.
This policy may change from time to time andThePaydayResource.com
reserves the right to change or modify this policy at any time with or without notice.
If you have any questions about this policy, please feel free to contact us.
By registering and using this Site, you signify your acceptance of this Policy.
If you do not agree to the terms of this Policy, in whole or part, you should not
use this Site, and should immediately terminate your registration (if you have signed
up) by following the instructions in “Opting-Out of Further Communications:”
Registration:
ThePaydayResource.com only collects personally identifiable information (”PII”) that is volunteered during
the registration process or in response to specific information requests. Examples
of PII that may be requested include: first and last name, address, email address,
and telephone number. Anybody completing and submitting any of the forms (including
our newsletter) on theThePaydayResource.comdomain is considered a “registrant.” In addition,
ThePaydayResource.com may collect your IP address and information through use of electronic “cookies.”
When you register with ThePaydayResource.com
you automatically consent to registration in all the other online properties inthe
ThePaydayResource.com network (collectively, the “Network Sites”). Accordingly,
ThePaydayResource.com may share registrant PII with the Network Sites.
By providing PII and other information to this Site, registrant fully understand
and unambiguously consent to the collection and processing of such information in,
and the transfer of such information to Network Sites, the United States and other
countries or territories, in accordance with the terms of this Policy.
Use and Sharing of PII
ThePaydayResource.com reserves the right to use registrant PII: (1) for the specific purpose for which
such information was provided (including matching registrants with a cash advance
loan company or companies); (2) as disclosed at the time such information is provided;
and (3) as disclosed in this Policy. However, please note that
ThePaydayResource.com may change this Policy at any time and therefore
ThePaydayResource.com may in the future use registrant PII for additional purposes not currently included
in this Policy.
Also,ThePaydayResource.com may share registrant PII with its partners, sponsors, advertisers, service providers
and marketers’ lookup and reference services and any other entities that
ThePaydayResource.com believes are able to provide registrants with special offers and opportunities.
Note that although ThePaydayResource.com advises everyone who receives Registrant PII from
ThePaydayResource.com to support this Policy,ThePaydayResource.com
has no control over such party’s information handling practices and is not responsible
for any failure of such party to adhere to this Policy.
As a condition of registration, registrants agree that
ThePaydayResource.com may share their PII with the Network Sites and unaffiliated third parties. If you
do not agree that ThePaydayResource.com may share your PII with such entities, you may not register on
ThePaydayResource.com, and if you are already registered, you must immediately terminate your account, by following the instructions
in “Opting-Out of Further Communications.”
We use third-party advertising companies to serve ads when you visit our Web site.
These companies may use information (not including your name, address, email address
or telephone number) about your visits to this and other Web sites in order to provide
advertisements about goods and services of interest to you. If you would like more
information about this practice and to know your choices about not having this information
used by these companies, click here.
We may use personal information to provide the services you’ve requested, including
wireless services that display customized content and advertising. In addition to
any fee of which you are notified, your provider’s standard messaging rates apply
to our confirmation and all subsequent SMS correspondence. You may opt-out and remove
your SMS information by sending “STOP”, “END”, “QUIT” to the SMS text message you
have received. If you remove your SMS information from our database it will no longer
be used by us for secondary purposes, disclosed to third parties, or used by us
or third parties to send promotional correspondence to you.
Additionally,ThePaydayResource.com may share Registrant PII in aggregate, non-personal form, with select companies
that wish to reach a particular target audience. This information will allow these
entities to provide relevant offers to specific registrants.
Finally,ThePaydayResource.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond
to governmental inquiries; (3) comply with valid legal process; and (4) protect
the rights or property of ThePaydayResource.com, the Network Sites or other registrants of this Site.
Do Not Call Registry Compliance:
By submitting personal contact and/or financial information through ThePaydayResource.com, the user hereby grants
written permission to ThePaydayResource.com, its affiliated sites,
and its business partners for contact via telephone, mail, and/or e-mail. Further,
by registering at ThePaydayResource.com you are consenting to receive phone calls from
ThePaydayResource.com, its affiliated sites,and its business partners for contact via telephone, including but not limited to
lenders that may contact you regarding a loan and thereby registrants waive their
right to file a claim with the FTC or any other agency in reference to these calls
or contacts.
Third Party Offers:
By registering at ThePaydayResource.com you may receive follow-up contacts/offers from third party companies. We cannot
be responsible for the services or representations of third party advertisers.
Links to Other Sites:
ThePaydayResource.com contains links to other sites. We are not responsible for the privacy practices
or the content of such web sites.
Security, Fraud, and Abuse:
This site has security measures in place to protect the loss, misuse, and alteration
of the information under our control.ThePaydayResource.com regularly reviews these measures to better protect you.
Opting-Out of Further Communications:
ThePaydayResource.com registrants may opt-out of receiving further communications from
ThePaydayResource.com. Registrants may,at any time, choose not to receive promotional emails from
ThePaydayResource.com or the Network by following the “unsubscribe” instructions in any
ThePaydayResource.com e-mail received by registrant.
Note that unsubscribing from one email list does not automatically unsubscribe you
from any other email list that you may be on. Please read the email carefully to
find out which list you are unsubscribing from.
Must Be 18 Years or Older:
ThePaydayResource.com or its Network is neither intended for, nor directed to, children under the age
of 18. If ThePaydayResource.com learns that a person who registers on the Site is under the age of 18,
ThePaydayResource.com will promptly delete that individual’s registration.
Transfer In Certain Circumstances:
In its sole discretion,ThePaydayResource.com may transfer, sell or assign information collected on and through this Site, including
without limitation, PII and other registrant-provided information, to one or more
third parties, as a result of the sale, merger, consolidation, change in control,
transfer of substantial assets, reorganization or liquidation of
ThePaydayResource.com
and/or Network Sites.
Change in Policy:
ThePaydayResource.com may, from time to time, amend this Policy, in whole or part, in its sole discretion.
Depending on the nature of the change,ThePaydayResource.com will either announce the change (1) on the privacy policy page of the site, or (2)
provide such notice via e-mail to registrants. By not unsubscribing, following the
announcement of any changes, you will be deemed to have agreed to such changes.
If you do not agree with the terms of this Policy, as it may be amended from time
to time, in whole or part, you must terminate your registration by unsubscribing.
Presented by:
ThePaydayResource.com
P.O Box 570534
Houston, TX 77257